5 Reasons You Should See a Workers’ Compensation Specialist
The workplace can hold some dangers for employees. According to the U.S. Bureau of Labor Statistics, more than 3 million workers in the private sector reported workplace injuries and diseases in 2013 alone. These injuries can cause untold pain and suffering. They can also result in financial loss when workers try to cover their medical bills and lost wages.
Workers’ compensation insurance is a federal-regulated program designed to protect injured workers. To qualify for the benefits, you will need to work hand in hand with a medical physician specializing in workers’ compensation in Humble. This article tells you why.
What is an occupational injury?
The workplace can present several safety hazards to employees. A waiter could slip on a greasy floor the same way a construction worker might trip over equipment. If you get injured while performing your work duties, you have sustained an occupational injury.
Some workers also develop occupational diseases. This is a condition that occurs due to repetitive or prolonged exposure to harmful substances. Usually workers who get injured or ill while on the job are compensated through workers’ compensation benefits.
Why should you see a specialist?
Your employer is expected to carry a workers’ compensation insurance policy. This coverage pays for your medical expenses and lost income as you recover from your occupational injury. Before that happens, you must prove that your injury was work-related. A workers’ compensation specialist can help you achieve this in the following ways:
· Diagnosis and Treatment
You need a medical diagnosis from a healthcare provider to qualify for workers’ compensation benefits. When you visit a specialist, they will perform the necessary diagnostic tests. They will then provide you with the treatment you need to make a recovery.
- Medical Referrals
Occupational injuries tend to vary from case to case. Where one worker might sustain a soft tissue injury, another could suffer a broken bone or fracture. If your workers’ compensation specialist cannot treat your injury, they will refer you to someone who can.
· Disability Evaluation
Not every injured worker makes a full recovery. Some injuries can be long-lasting and life-altering. If so, your doctor will evaluate whether your condition is permanent once you reach maximum medical improvement. This is a situation where your condition is stable and will not improve any further.
· Evidence Provision
Workers’ compensation claims are evaluated based on evidence. You must prove to your employer or their insurer that your injury was work-related and that it caused you some losses. In this regard, a workers’ comp specialist is trained to create and preserve medical records that can prove your case.
· Work Recommendation
Your injuries might keep you away from work for some time. Before you get back, you will need the go-ahead from a specialist. They can also advise you to rest for longer or take on lighter duties.
Seek Immediate Help
Like all legal cases, a workers’ compensation claim is time-sensitive. This means that you need to get your medical affairs in order immediately so you can apply and start receiving your deserved benefits. Calvary Urgent Care provides timely treatment and medical record services to help you do this.
If you have been injured in a work-related incident and live in or around the Humble, Texas area, contact them today to schedule your appointment.